An open family photo album with indistinct sepia photographs on a velvet armchair beside a warm lamp

A brochure from Nongnoi’s letter · 06

Legacy

What you spent a lifetime building, handed on in order, not in arguments.

A good legacy isn’t the amount. It’s the order you leave behind.

Who this is really about

Everything you’ve built will change hands one day. Without arrangement, what you meant as a gift can become paperwork on the hardest week of your family’s life. Whole-life cover is the simplest instrument for this. The beneficiary is named in writing from day one.

Exclusions first. Always.

  • 01

    The beneficiary must be written into the policy clearly. I’ll review it with you whenever life changes: a marriage, a child, a divorce.

  • 02

    Whole-life is a long commitment. Choosing a premium term you can genuinely sustain matters more than the biggest possible sum.

  • 03

    Dividends are the non-guaranteed extra. Plan the legacy on guaranteed figures only.

Where we usually start

01

My Whole Life A99/20 (with dividends)

Cover to age 99, premiums for only 20 years. The same plan as on the Life page, worn here for a different purpose: handing on, not protecting.

Underwritten by Allianz Ayudhya Assurance PCL · Please read and understand the coverage details and conditions before deciding to purchase insurance, every time.

Who it fits

Anyone who wants their estate handed on in order, business owners who want a defined sum ready for the people behind them, and parents who want to leave tidiness, not tasks.

A brochure from Nongnoi’s letter · 06 · Legacy

Let me run your numbers.

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