Supansa Wijaya (Nongnoi) · Licensed Allianz Ayudhya life-insurance agent

Dear reader,

Read on below

Allianz Ayudhya Assurance

Regulated by the Office of Insurance Commission

Dear reader,

When you buy life insurance, what you receive is not a promise made in words. It is a contract. A policy document that states exactly how much the company will pay, when, and under which conditions.

On the day the unexpected happens, the money stated in the contract goes to the people you chose. That is the only thing life insurance promises. And it promises it in writing.

Underwritten by Allianz Ayudhya Assurance Public Company Limited

Please read and understand the coverage details and conditions before deciding to purchase insurance, every time.

P.S. Every contract has exclusions. I wrote them into the six brochures in this envelope, before the benefits, always. - Nongnoi

Supansa Wijaya (Nongnoi) in a navy suit, leaning against a white wall

The letter above is the company's part. The rest is mine. I'm Nongnoi.

I'm the one who reads the exclusions with you before you sign, who works out which plan fits your income, and who answers the phone on the day your family actually needs the policy.

Supansa Wijaya · Licensed life agent 6901040687

i.I will tell you what a policy will not cover before I tell you what it will.

ii.If a cheaper plan fits you better, I’ll be the one to say so.

iii.You will never owe me a decision. Not today, not ever.

iv.And on claim day, I will be the one who picks up the phone.

Six brochures, tucked in.

If you pay Thai tax

The Revenue Department rewards insurance premiums every year. ฿100,000 for life, ฿25,000 for health, up to ฿300,000 for pension. Most people never claim their full allowance, because no one explains it plainly. I’ll calculate yours for free.

Calculate my allowances →

If you’re not from here

Retirement visas come with real health-cover requirements. The O-A asks for at least ฿3,000,000 of cover a year, and the plans that satisfy it are not the plans that fit everyone else. I’ll tell you which is which, in plain English.

Ask about expat cover →
6901040687 My OIC agent license. Verify it with the Office of Insurance Commission (oic.or.th). You should check every agent you ever talk to.
4.8/5 Allianz’s global customer rating, from 63,000+ reviews (per allianz.co.th).
2021–2028 Allianz is a Worldwide Insurance Partner of the Olympic and Paralympic Movement.
1373 The Allianz Ayudhya customer hotline. It works. But you’ll usually just call me.

Write back. It takes a minute.

A few short questions, mostly tapping, and I’ll prepare a starting plan. Free, no strings. Like replying to a letter, only much faster.

Does a consultation with you cost anything?

No. Consultation and the initial needs analysis are free, with no obligation. You decide whether to proceed, and when, entirely on your own terms.

Do I need a medical exam to apply?

It depends on the plan, your age, and the sum insured. Many plans are underwritten by health questionnaire only. But under OIC rules you must always answer the health declaration truthfully, even when no medical exam is required. I’ll tell you exactly which applies before you apply.

Can foreigners living in Thailand apply?

Yes. Several Allianz Ayudhya lump-sum health plans accept foreign residents, subject to underwriting. For the O-A retirement visa, which requires at least ฿3,000,000 of health cover per policy year, dedicated visa plans exist through the group’s general-insurance arm. I’ll guide you to the right one, in English.

How much of the premium is tax-deductible?

Under Revenue Department rules: life premiums up to ฿100,000/yr, health premiums up to ฿25,000/yr (together capped at ฿100,000), and pension-life premiums up to 15% of income, max ฿200,000 (or ฿300,000 if you haven’t used the ฿100,000 life allowance). I’ll calculate your allowances for free.

Will you help me if I need to claim?

Absolutely. I help prepare documents, coordinate with Allianz Ayudhya Assurance (hotline 1373), and follow your claim through to the end. Having an agent who actually answers the phone matters more than most people think.

I already have a policy. Can you review it?

Gladly. Send your existing policy details to me on LINE and I’ll check whether your cover still fits your life today, and where any gaps are. Free. No need to switch or buy anything.

Reply to this letter whenever you’re ready.

Add me on LINE, or call. I answer within the hour, nine to nine, every day. The conversation is free. So is reading through any policy you already hold.

Daily, 09:00–21:00

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